Ketana AI Factory™

11 Products  ·  18 Shared Components  ·  47 Applications

AI assembled from frameworks. Not built from scratch.

Ketana AI Factory delivers custom enterprise AI for banks and government agencies. By using pre-built, compliance-ready frameworks, we cut delivery time by 60–70% and eliminate production risk—all built on ethical, sovereign, and safety-first foundations.

Deployable across cloud, hybrid, and on-prem environments with audit controls and human oversight built in.

Why a Factory Model?

What regulated institutions actually need from AI.

Enterprise AI in regulated industries fails for predictable reasons — not technology, but delivery. Ketana AI Factory addresses the five constraints that separate production AI from perpetual pilots. Built to operate inside regulatory, operational, and data-boundary constraints from day one.

Speed

Pre-assembled frameworks compress delivery to weeks — not 12-month builds.

Trust

Auditability, explainability, and human oversight built in — not retrofitted. Review paths and approvals are built into the workflow.

Integration

Pre-built connectors for core banking, case tools, and identity platforms. Months of integration work — already done. Designed to overlay existing systems, not replace them.

Repeatability

Validated frameworks scale across the institution — no rebuilding from scratch.

Control

Sensitive data stays within your regulatory boundary — never in generic SaaS. Supports sovereign, hybrid, and on-prem deployment patterns.

The Moat Is the Factory

Each engagement expands the factory — and lowers the cost of the next.

Industry Solution Frameworks

Seven layers. Assembled for your use case.

Every solution is assembled from pre-built, tested layers — each one eliminating a specific class of risk that kills AI projects in regulated industries.

Solution Frameworks

End-to-end frameworks for KYC, fraud, document intelligence, citizen services, compliance, and knowledge management.

Reference Architectures

AWS-first, Azure-ready, hybrid and on-prem patterns — with data residency controls built in from the start.

AI Modules

OCR, liveness, risk scoring, classification, and case triage — composable, independently testable.

Connector Layers

Pre-built adapters for Temenos, FIS, Finastra, Oracle, SAP, government registries, and identity providers.

MCP Layouts

Standardized agent access to tools, workflows, and approvals — within your compliance boundaries.

Governance Modules

Audit logs, approval chains, PII controls, and model-output review. Every deployment ships regulator-ready.

Hybrid Agent Systems

Hybrid agents coordinate automation, human review, and system calls across cloud, hybrid, and on-prem environments under one governed model.

  • Routine tasks run on local or edge models first.
  • Complex reasoning is escalated to cloud models.
  • Costs are lowered by reducing unnecessary cloud inference.
  • Control and auditability improve through governed routing and oversight.
Banking AI

For the pressures banks actually face.

Every Banking AI solution is assembled from the Ketana framework library — integrated with your existing core stack, compliant from day one. Each workflow is designed for reviewer accountability, exception handling, and audit-ready operation.

KYC & Onboarding

$35 → $3

AI-driven document verification, biometric screening, beneficial ownership mapping, and real-time risk scoring. Onboarding from days to minutes without core replacement. Exceptions route to ops teams with full evidence capture.

KYC / KYB FrameworkOCR · Liveness · Risk ScoringTemenos · FIS · FinastraAudit Log · Human Review
Onboarding: 5 days → 5 minutes. Cost: $35 → $3. Audit-ready at completion.

Regulatory Compliance & AML

80% fewer false positives

AI-generated SARs and CTRs, a RAG-powered compliance assistant, and an automated correspondent banking evidence package — keeping USD accounts active under FATF scrutiny. Outputs are structured for internal review and examiner follow-up.

Compliance Case ManagementAnomaly Detection · SummarizationRAG ArchitectureApproval Chain · Audit Log
80% fewer false positives. SARs filed in hours, not days.

Fraud & Anomaly Detection

60% fraud loss reduction

ML transaction monitoring replacing rules-based systems that generate 90–95% false-positive rates. Behavioral models tuned for your transaction mix — not proxy datasets. High-risk cases can be escalated with traceable rationale.

Fraud Case ReviewAnomaly Detection · Risk Scoring · Case TriageHuman Review · Audit Log
60% fraud loss reduction. Manual review backlog eliminated.

Credit Risk & IFRS 9

CFO Impact

Automated ECL modeling and SICR classification — overlays existing core data, no historical PD/LGD libraries needed. Supports review, override, and documented model output control.

Compliance Case ManagementRisk Scoring · Document ClassifierOracle · SAP · FISModel Output Review · Audit Log
Outcome: IFRS 9 ECL models on live portfolio data. SICR classification automated. Audit-ready output.
Government AI

For the constraints public sector operates under.

Ketana's government AI runs on hybrid infrastructure, aligned to multilateral reform programs, and auditable by default. Built for ministries and agencies that need service delivery, control, and sovereignty in the same operating model.

CitizenAssist

70% auto-resolved

Multi-lingual AI portals for status queries, document submissions, and permit routing — citizen data stays within national boundaries. Supports Arabic, English, Spanish, French, and Creole. Unresolved cases route to officers with full interaction history.

Citizen Service IntakeCase Triage · SummarizationHybrid-CloudServiceNow GSMPII Handling · Audit Log
Outcome: 70% of tier-1 queries resolved without human agent. Service SLAs tracked and published.

SmartDocs

85% processing time reduction

AI digitization of land registries, customs declarations, and legal archives — OCR and entity resolution at ingestion, fully searchable and auditable. Extraction, review, and archive actions remain fully traceable.

Document IntelligenceOCR · Document Classifier · Entity ResolutionOracle Fusion · Land Registry DBsOn-Prem ConnectorPII Handling · Audit Log
Outcome: 85% reduction in manual processing time. Entire registry searchable in seconds.

FraudWatch

30–50% revenue recovered

AI detection of VAT fraud and customs leakage — risk-scores the investigator queue so reviewers focus only on highest-risk filings. Aligned to OECD/IMF reform programs. Investigator queues can be prioritized by value, risk, and workload.

Fraud Case Review (govt)Anomaly Detection · Risk Scoring · Case TriageSecure Data PipelineHuman Review · Approval Chain · Audit Log
Outcome: 30–50% of lost VAT and customs revenue recovered.

AI IFMIS & Accrual Transition

IPSAS · IDB & World Bank

AI-assisted migration to IPSAS accrual accounting — automating CoA transformation, data cleansing, and TSA integration. Built for Oracle Fusion and FreeBalance, aligned to IDB, World Bank, and CDB milestones. Supports milestone tracking and review-ready documentation.

Compliance Case ManagementDocument Classifier · Entity ResolutionOracle Fusion ERP · FreeBalanceHybrid-CloudAudit Log · Approval Chain
Outcome: IPSAS milestones met on schedule. Audit-ready documentation for IDB/World Bank review.

AI Citizen Identity Verification

Benefits Eligibility

AI identity verification and eligibility assessment for social services, pensions, and grants — weeks to hours, with biometric fraud detection at intake. Eligibility exceptions can be routed for controlled review.

KYC / KYB (govt variant)Face / Liveness · Document Classifier · Risk ScoringGovernment Identity RegistryHybrid-CloudHuman Review · PII Handling · Audit Log
Eligibility: weeks → hours. Fraud detected at intake. Full audit trail.

Hybrid-Compliant by Design

Data Sovereignty

Every solution deploys on hybrid infrastructure — citizen data stays within national boundaries by default. Validated against ECCB, BOJ, QFC, and regional data residency mandates. Deployment evidence is packaged for regulator and ministry review.

Hybrid-CloudOn-Prem ConnectorData Residency ControlsPII Handling · Audit Log
Outcome: Full deployment within national boundary. Regulator-ready data residency documentation at go-live.
Core AI Systems

Operational AI for institutions running lean.

Ketana also deploys operational AI — reducing reliance on scarce talent and replacing ad-hoc coordination with auditable, automated workflows. Designed to automate the routine path while preserving control over the exception path.

COA Master Data Centralization Agent

Reads, reconciles, and standardizes COA master data across source systems into a governed canonical model.

Key Capabilities
  • Ingests COA and dimension metadata from ERP, EPM, and integration specs.
  • Normalizes names to enterprise standards within source-system limits.
  • Aligns hierarchies across entities, legal structures, and reporting views.
  • Routes proposed changes through steward review with full audit trail.

ETL Mapping Generation Agent

Generates governed, sequence-aware ETL mappings for Oracle Data Management, ODI, and related integration stacks.

Key Capabilities
  • Builds source-to-target mapping tables from metadata and prior patterns.
  • Designs multi-step transformation logic with tool-specific execution order.
  • Generates SQL and mapping rules where needed for complex transformations.
  • Validates mappings via dependency rules and steward approvals.

AI SRE Agent

SRE agent automating the full incident lifecycle — detection through resolution — across distributed infrastructure. Built for small teams managing large, multi-site environments. Integrates with ServiceNow and Grafana. Includes escalation logic and approval-aware remediation paths.

AI+ Core Systems

AI layered onto Oracle, SAP, Temenos, and FIS — intelligent forecasting, anomaly alerts, and natural language reporting without platform disruption. Adds explainable alerts and operator review without core disruption.

AI Productivity Suite

Five embedded AI agents eliminating administrative overhead. SmartDesk-Q drafts memos and summarizes cases inside Outlook, Teams, Oracle, and SAP. AutoDraft-Q generates bilingual letters and reports from templates. InsightHub-Q delivers predictive service performance dashboards. KnowledgeBot-Q answers policy queries via semantic search. AI Workforce Planner forecasts manpower needs and automates task assignments. Deployed within your existing stack with full data governance and role-based access.

EduCopilot

Adaptive learning platform personalising education in real-time — cutting teacher admin burden by 50%. Adapts content to each learner, auto-generates lesson plans and assessments, and identifies at-risk students early. Supports IEP needs, complies with FERPA, GDPR, and regional curriculum standards, and deploys with full data sovereignty for government education ministries. Supports ministry-grade controls for sensitive education workflows.

How We Deliver

From proof-of-concept to institution-wide deployment.

Every engagement follows a clear path — each one expanding the factory and lowering the cost of the next. Each phase adds controls, documentation, and operational readiness — not just scale.

01

Prototype Engagement

A narrow, production-representative proof of concept built in 4–6 weeks from Ketana framework components — not a demo, a working system with real data. Built with production-relevant controls from the start.

e.g. KYC pilot on a single onboarding workflow
02

Pilot Engagement

Connect to limited real data and one business unit. Add identity, monitoring, and compliance controls. Validate performance against agreed SLAs before expansion. Adds approvals, logging, and exception handling in context.

e.g. KYC live in one branch or department
03

Production Deployment

Full security, identity, monitoring, compliance integrations, and SLAs in place. The framework is hardened, documented, and handed to your operations team with governance. Includes governance handoff, monitoring, and runbook readiness.

e.g. KYC running across all retail onboarding
04

Platform Expansion

Reuse the same Ketana framework for adjacent workflows. Each new use case assembled faster, cheaper, and at lower risk than the one before it. Reuses the same control model across adjacent workflows.

KYC → Loan Review → Fraud → Vendor Onboarding
Why Ketana AI Factory

Built for environments where AI cannot fail quietly.

Pre-built frameworks, governed architecture, zero lock-in — for institutions where a failed AI deployment has regulatory, reputational, and operational consequences.

Regulatory IQ Built In

We speak IFRS 9, FATF, IPSAS, SOX, ECCB, BOJ, and QFC natively — across Caribbean, US, and Qatar markets. Compliance is the foundation, not the retrofit. Controls are embedded at architecture level, not added later.

Zero Lock-In

AI overlays your existing Oracle, SAP, Temenos, FIS, or Microsoft stack. Your current investment is the foundation — no platform replacement required. Frameworks, agents, and connectors remain modular over time.

Right-Sized Delivery

Enterprise-grade AI at thresholds institutions can absorb — modular, phased, starting with high-value use cases. Not $5M minimum engagements. Start narrow, prove value, then expand on the same foundation.

Hybrid-First Architecture

All solutions deployable in hybrid configurations keeping sensitive data within national or regional boundaries — meeting central bank data residency requirements by design. Supports sovereign, ministry-grade, and central-bank-aligned deployment.

Explainable & Audit-Ready

Every model produces outputs explainable to a board, regulator, or auditor. Explainability, versioning, and model governance are part of every engagement — not optional. Every action path can be reviewed, traced, and evidenced.

Embedded Through Delivery

Ketana stays embedded through go-live and stabilization. Adoption — not just deployment — is the outcome every engagement is measured against. Adoption and operating discipline are part of delivery.

Partner with Ketana AI Factory

Schedule an AI Factory Briefing.

We start with an honest evaluation — where AI can deliver measurable value, within your compliance constraints, on your existing platforms, at a scale your institution can absorb. The briefing also maps deployment options, governance needs, and the fastest safe path to production.